33 calculatorsLoans, mortgages, savings, investing

Finance

Finance calculators show how money grows and what borrowing really costs. Work out a mortgage or loan payment with an amortization schedule, compare renting and buying, plan a debt or credit card payoff, or project savings, investments, retirement, and compound interest. Others handle APR, APY, CAGR, present and future value, and inflation. Each shows its formula and assumptions; actual returns, fees, and taxes will vary.

Compound Interest Calculator Free compound interest calculator: see how savings grow with monthly contributions, any compounding frequency and inflation, plus a year-by-year table.
Future Value Calculator Future value calculator: find what a lump sum plus regular deposits will be worth, with annual, quarterly or monthly compounding and payment timing.
ROI Calculator ROI calculator: work out return on investment from what you put in, what you got back and extra costs, plus the annualized ROI over any holding period.
Credit Card Payoff Calculator Credit card payoff calculator: see how many months it takes to clear your balance, the total interest you'll pay, or the payment to be debt-free by a date.
Investment Calculator Investment calculator: project how a lump sum and monthly contributions could grow, with yearly increases, fund fees, inflation and a year-by-year table.
Savings Calculator Savings calculator: see how a starting balance and monthly deposits grow at your APY, or find how much to save each month to reach a savings goal on time.
Loan Calculator Free loan calculator: enter the amount, interest rate and term to see your monthly payment, total interest and a year-by-year amortization schedule.
Retirement Calculator Retirement calculator: project your savings to retirement in today's dollars, compare them with the nest egg your income goal needs and see the gap.
Personal Loan Calculator Personal loan calculator: get your monthly payment, total interest and true APR, with an origination fee deducted from the loan or added to the balance.
Budget Calculator Budget calculator: enter your take-home pay and monthly expenses to see needs, wants and savings as a share of income, compared with the 50/30/20 rule.
Amortization Calculator Amortization calculator: see your monthly payment, a yearly amortization schedule and how extra payments or a lump sum cut your interest and payoff date.
APR Calculator APR calculator: add origination fees, points and other finance charges to a loan's interest rate to find the APR, finance charge and monthly payment.
Mortgage Calculator Mortgage calculator: monthly principal and interest plus property tax, homeowners insurance, HOA and PMI (PITI), with a yearly amortization schedule.
Simple Interest Calculator Simple interest calculator using I = Prt: enter principal, rate and time or two dates, pick a day count, and compare the result with compound interest.
Rent vs Buy Calculator Rent vs buy calculator: compare your net worth after N years when buying with a mortgage or renting and investing the difference, plus the break-even year.
CAGR Calculator CAGR calculator: find the compound annual growth rate between two values, by years or exact dates, with dividends, real return and doubling time.
APY Calculator APY calculator: turn an interest rate into annual percentage yield for daily, monthly or quarterly compounding, convert APY back to APR and see interest.
Emergency Fund Calculator Emergency fund calculator: set a savings target from your essential monthly expenses, then see how many months it takes to get there, with optional APY.
Present Value Calculator Present value calculator: find what a future amount or a series of equal payments is worth today at your discount rate, with payments at end or start.
Mortgage Payoff Calculator Mortgage payoff calculator: see how extra monthly payments or a lump sum cut your payoff date and total interest, with the balance year by year.
Debt Payoff Calculator Debt payoff calculator: list up to 5 debts, add an extra monthly payment and see your payoff date, total interest and savings with avalanche or snowball.
Net Worth Calculator Net worth calculator: add up cash, investments, retirement accounts, home and car, subtract your debts, and see net worth, debt ratio and liquid assets.
Debt-to-Income Ratio Calculator Debt to income ratio calculator: enter gross monthly income and debt payments to see your back-end and front-end DTI and how much room is left under 36%.
Inflation Calculator Inflation calculator: see what a dollar amount from one year is worth in another using official CPI-U data, or project future prices at an inflation rate.
Interest Rate Calculator Interest rate calculator: find the rate behind a loan payment, or the growth rate between two values, as a monthly, nominal annual and effective rate.
Dividend Calculator Dividend calculator: find a stock's dividend yield, your annual, monthly and per-payment income after tax, and a year-by-year projection with DRIP.
Down Payment Calculator Down payment calculator: see your down payment, loan amount, LTV, closing costs and total cash needed, whether PMI applies, and how many months to save.
Effective Annual Rate Calculator Effective annual rate calculator: convert a nominal rate or APR into the effective annual rate (EAR) for daily, monthly or quarterly compounding, or back.
Refinance Calculator Refinance calculator: compare your mortgage with a new loan, including points and closing costs: monthly savings, break-even month and lifetime interest.
CD Calculator CD calculator: see the interest a certificate of deposit earns by maturity from its APY or APR, what an early withdrawal penalty costs and tax on interest.
Rule of 72 Calculator Rule of 72 calculator: estimate the years needed to double, triple or quadruple money at a given rate, or the rate needed, and compare with the exact math.
Annuity Calculator Annuity calculator: find the payment a lump sum can provide, what regular contributions grow to, or the present value of payments, with yearly increases.
Stock Average Calculator Stock average calculator: find your average cost per share across several buys, including fees, and see how many shares it takes to average down or up.